When Worlds Collide
Investors need to be prepared for when worlds collide. Collisions – whether they be on a macro level (like war, famine, geopolitical strife etc.) or on the micro level (a
Dennis McNamara, CFP®, CHFC®, AIF®, CSLP®
Sleep Hacking: Proven Tips For Better Sleep
By “hacking” your sleep – that is, following proven tips to optimize both the quality and duration of your sleep – you can set yourself up for a successful, productive
Finances for Fathers: Episode 64 of the Dad.Work Podcast
Dennis McNamara had the opportunity to connect with Curt Storring, the host of the Dad.Work podcast, in a wide ranging conversation focused on finances for fathers. Some highlights from the
The Benefits of Cold Exposure
As you may know, cold exposure – also known as cold thermogenesis – has numerous benefits, from muscle recovery and fat loss to mental health, mood enhancement, insulin resistance, and
The 101 on I Bonds
Before diving into a 101 on I Bonds, let’s first acknowledge that they’re the most boring investment that we’re recommending to… just about everyone*. If inflation is something that’s top
Living Your Eulogy Virtues
Awhile back in our piece on Minimalism we touched on the topic of death. Inspired by John’s January newsletter reflections on the passing of both John Madden and Betty White,
New Year’s Resolutions
For the 50% of your that feel like Michael Scott, this may not be for you. However, If you’re one of 31% of people planning to make a New Year’s
End of Year Planning
Some end-of-year housekeeping and planning strategies to close out the year on a good note: Review your portfolio: with upcoming transitions in mind. Are allocation changes needed to begin preparing
IG Live: wHealth Advisors speaks with The Wisemen Project
wHealth Advisors co-founder, Dennis McNamara, recently spoke with Christian Valeriani of The Wisemen Project regarding men’s health and the constant juggling of priorities men face as parents, partners, and professionals.
The Role of Alternative Investments in Your Portfolio
For decades, pundits have taken a stab at writing the obituary for the traditional 60/40 portfolio (i.e. 60% stocks/40% bonds). At first glance, this seems laughable. Over the last 90
Four simple tips to take back your health
While genetics certainly play a role, the overwhelming majority of our health outcomes are a product of our nourishment (including the content our brains consume!), rest, activity, and habits. Wherever
Men’s Health: The Wisemen Retreat
About The Wisemen Project The Wisemen Project is a men’s holistic health group that melds proven, ancient techniques of movement, breath work and meditation with cutting edge scientific research. The
Federal Tax Proposal – A Summary
The Biden administration recently announced a number of tax proposals to fund new government investments. The current version may not be the final form, but many of its features are
S&P Gains 100% from March 2020 Low: Now what?
After hitting “rock bottom” following global shutdowns related to the coronavirus in March 2020, the S&P 500 has roared ever since delivering a 100% return. You read that right: 100%.
Beware of Financial Scams
A personal contact shared a story with us regarding their friend who recently fell victim to an online gift card scam. The friend received an email from “Target” and was
Should I Be Worried About Inflation?
The topic of inflation is getting lots of attention these days. Inflation, for starters, is defined as the decline in purchasing power of a given currency. So, as an example,
Seven Types of Rest You Need
In a perfect world, we’d all get 8hrs of quality sleep each night. In reality, many of us fall short on this – either in terms of length (i.e. getting
Cryptocurrency: Should I invest?
Crypto’s place in a portfolio: Cryptocurrency has an identity crisis. Depending on who you ask, some view it as a security (like a stock), a commodity (like gold/oil), or a
Estimating Returns: Hope for the Best, Plan for the Worst
Between 1926-2020, the US stock market return was basically 10% per year. While it’d be great to bank on 10% per year, it unfortunately does not work that way. For
The Latest Investment Craze: Non-Fungible Tokens
Over the past month nonfungible tokens, or NFTs, have been all over the news. Saturday Night Live even got involved. What are they? NFTs are cryptographic assets that are on
Minimalism: Financially prudent, environmentally responsible… the shortest route to happiness?
What could eschewing the non-essential mean for your life? A quicker path to financial freedom? A reduced environmental footprint? More joy while living and less regrets on your deathbed? Yes,
Lessons from 2020
Lessons from 2020 2020 will be a year we will never forget. From a global pandemic and civil unrest, to an economic downfall that we continue to battle through today,
This One Change to Financial Aid Could Negatively Impact Many Families
At the end of 2020, Congress passed the Consolidated Appropriations Act. Most of the attention around this act, a $2.3 trillion spending bill, was focused on the COVID-19 relief provisions.
2020: Market Review
The year 2020 proved to be one of the most tumultuous in modern history, marked by a number of developments that were historically… wait for it… unprecedented. But the year
Cosigning a Student Loan: Pros & Cons
Cosigning a Student Loan: Pros & Cons The process of taking SAT/ACT exams, sending out handfuls of college applications, and eventually deciding on your school of choice is an emotional
Webinar: Financial Crash Course For DOCTORS
FINANCIAL CRASH COURSE FOR DOCTORS wHealth Advisors is excited to announce a free webinar to help doctors (and those in training) get on a path towards financial independence. Financial independence?
The Coronavirus and Market Volatility
The world is watching with concern the spread of the new coronavirus. The uncertainty is being felt around the globe, and it is unsettling on a human level as well
Doctors Get Shafted When It Comes To Finances
Written by: Dennis McNamara In a profession where it is expected that the practitioners embody the highest degrees of empathy, intellect, and work ethic – all for the benefit of
The SECURE Act: What you need to know
Written by: Dennis McNamara Congress just passed a year-end bill known as the SECURE Act (i.e. Setting Every Community Up for Retirement Enhancement Act of 2019). While the name suggests
Climate Change and Your Portfolio
Written by: Dennis McNamara Introduction As financial planners that adhere to an evidence-based investment philosophy, we at wHealth Advisors use historical stock market data to infer a potential range of
The Next Recession and What We Can Learn from the Tour de France
Written by: Dennis McNamara For the second year in a row I am a daily listener to Lance Armstrong’s podcast covering the 2019 Tour de France. As a race, the
Trump’s Executive Order on Retirement: What You Should Know
Written by: John Munley Out of all of President Trump’s colorful tweets recently, the one that caught our attention was a rather boring one relating to retirement, because we LOVE
The Path to Awesome: Top Three Financial Habits to Help You on Your Way – Part 3
Written by: John Munley Build Good Credit, Early. This is the third part of our three-part series on The Path To Awesome: Top Three Financial Habits to Help You on
The Path to Awesome: Top Three Financial Habits to Help You on Your Way – Part 2
Written by: John Munley Last week, I shared some advice I want to gift to my young daughters about establishing good financial habits, early. My inspiration was a speech the
The Path to Awesome: Top Three Financial Habits to Help You on Your Way – Part 1
Written by: John Munley My daughter recently had her moving up ceremony during which she and her class celebrated “graduating” from elementary school and starting their middle school years in
So Your Teenage Got Her First Job – Now What?
Written by: John Munley My twin daughters got their first real jobs last summer, a common rite of passage through adolescence and good preparation for increased independence as they began
How Much Are You Really Paying For Your Investments?
Written by: Dennis McNamara In a recent Wall Street Journal article , Andrea Fuller recounts her experience of searching for the fees that she is paying for her financial advisor