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Dennis McNamara


During my first semester at Rutgers University, I met my girlfriend (now wife), Arabelle. Flash forward to graduation and Arabelle had committed to her next endeavor: dental school. As for me, I was out of gas. 

For the prior two years I worked at least 30 hours a week as a financial analyst, catered weddings and events on the weekends, and triple majored (finance, economics, and management). My experience was one of privilege so I’ll spare the “woe is me” – however, I was fatigued unlike anytime else in my life (and yes, I’ve also had a newborn).

After learning that I could offer my physical labor on organic farms and grassroot sustainability projects in exchange for room and board, a six-week sabbatical was extended to an 11-month backpacking journey through Western Europe and Central America. 

While in Costa Rica, I lived and worked with a coffee farmer who, seemingly immune to life’s stresses, shared a quote: “Un dia mas, un dia menos” or, “One day more, one day less.” This quote stuck with me. 

Once home, I committed myself to a life of contentment, to living in the present, and to valuing my work (not my job).

In the years that followed I served as: 

  • US director of business development at TerraCycle
  • Financial analyst and planner at Ayco-Goldman Sachs
  • Financial planner at a top-ranked planning firm here in NJ

Today, as co-founder of wHealth Advisors, I find immense fulfillment in knowing that we use our platform as a force for good. As a firm, we’re founded on the industry’s highest standards for ethics and transparency while also 
offering pro-bono services to those in need. Financially, we donate a portion of our gross revenue annually to qualified 501(c)3 organizations (which are nominated + voted on by our clients).


Personally, though, I find the greatest satisfaction in helping my clients gain financial peace of mind through prudent money management. 


Prudent money management is like a positive feedback loop: when we are no longer burdened by finances, other dimensions of our lives also tend to improve. As we continue to grow we realize that as important as money is, those other dimensions of life are equally (if not more!) important.     


As modern philosopher Naval Ravikant reminds us: 


“The three big ones in life are wealth, health, and happiness. We pursue them in that order, but their importance is reverse.

A calm mind, a fit body, and a house full of love. These things cannot be bought.”   

My life’s mission has been dedicated to helping others use money to close the gap between who they are today and the best version of themselves that awaits ahead. 


I am excited to meet you and look forward to the opportunity of working together on your journey to financial independence!


  • Certified Financial Planner™
  • Chartered Financial Consultant®
  • Accredited Investment Fiduciary®
  • Certified Student Loan Professional®

Featured in:

  • Forbes
  • U.S. News & World Report
  • Financial Advisor Magazine
  • Kiplinger (member of the Kiplinger Advisor Collective)

Outside of wHealth Advisors:

  • Educating myself more on: Stoicism, permaculture, health & longevity science  
  • Happiest when: outdoors with wife, Arabelle, and sons, Manny and Quinten 
  • Stays active withstrength training, functional fitness, rucking, cycling, surfing, and yoga
  • Financially splurges on: Single-origin coffee

"one day more, one day less."

If there is anything I can help with please reach out