Tag: investments
This Time Is Different
“This time is different.” It’s a phrase that echoes through every market downturn, every geopolitical shift, every new technological revolution. ...
2025: Key Financial Updates
The new year brings important updates to retirement savings, tax thresholds, and more. Here’s a quick roundup of the changes ...
How to Destroy Your Wealth
Johnny Carson and Charlie Munger have both given memorable commencement speeches. While most traditional commencement speeches take a stab at bestowing ...
Eight Timeless Insights from Daniel Kahneman
As financial planners, we work with our clients to make the most of their finances, aligning their money to be in ...
The Stock Market is NOT a Casino, it’s a Racetrack
By Dennis McNamara: The stock market is not the casino, it’s the horses on the racetrack. I’ve always balked at ...
Fear Is A Helluva Drug
If you pay any attention to financial punditry, you will always be able to find someone making bold predictions about ...
Charitable Contributions in the Season of Giving
As the year winds down and the season of giving takes hold, we wanted to take a moment to revisit ...
To 529, or Not to 529?
…THAT is the question. Like us, you may be debating the best way to save for your child’s education. You ...
Five Financial Myths We Need to Bury
In a world increasingly fueled by clickbait headlines and social media algorithms, easy one-size-fits-all advice and quick hacks get plenty ...
Cybersecurity in the Age of AI
Imagine a world where machines can think, learn, and adapt at lightning speed, transforming our lives in ways we never ...
Dennis McNamara Invited to Join the Kiplinger Advisor Collective
Incredibly honored to share that I’ve been invited into the Kiplinger Advisor Collective, joining a brain trust of financial experts ...
FDIC Refresh: Are you covered?
While many were watching the Oscar’s, finance fans were watching the implosion of Silicon Valley Bank (SVB), the 16th largest bank ...
WTF, SVB?! A TL;DR
While many were watching the Oscar’s, finance fans were watching the implosion of Silicon Valley Bank (SVB), the 16th largest bank ...
A Looming Debt Ceiling
If you follow business/financial news at all, it’s likely that you’re aware of the looming debt ceiling crisis. In this month’s ...
SECURE 2.0 Act: If You Don’t Know, Now You Know
On December 23, 2022, Congress passed the SECURE 2.0 Act. This comes roughly three years after the original SECURE Act which was ...
AI Wrote This Blog
For this month’s contribution, we allowed AI to write this blog. A few weeks back I learned about the artificial ...
Preparing Children for their Financial Future
Preparing children for their financial future is a key concern of many parents. A a follow-up to last month’s contribution ...
Preparing Young Adults for their Financial Future
With back-to-school right around the corner, we wanted to use this blog to address preparing young adults for their financial ...
The Dreaded “R” Word
Probably like you, we’re hearing the dreaded “R” word – recession – being referenced quite a bit lately. In fact, ...
The Federal Reserve’s Toolkit + Market Hangover
The Federal Reserve’s toolkit consist of two blunt tools: the fed funds rate + quantitative easing. In this month’s contribution ...
The SEC Finally Enforces ESG
With Earth Month upon us, we’re happy to report one small, incremental bit of progress in finance: The Securities and ...
When Worlds Collide
Investors need to be prepared for when worlds collide. Collisions – whether they be on a macro level (like war, ...
The 101 on I Bonds
Before diving into a 101 on I Bonds, let’s first acknowledge that they’re the most boring investment that we’re recommending ...
End of Year Planning
Some end-of-year housekeeping and planning strategies to close out the year on a good note: Review your portfolio: with upcoming ...
The Role of Alternative Investments in Your Portfolio
For decades, pundits have taken a stab at writing the obituary for the traditional 60/40 portfolio (i.e. 60% stocks/40% bonds). ...
S&P Gains 100% from March 2020 Low: Now what?
After hitting “rock bottom” following global shutdowns related to the coronavirus in March 2020, the S&P 500 has roared ever ...
Beware of Financial Scams
A personal contact shared a story with us regarding their friend who recently fell victim to an online gift card ...
Should I Be Worried About Inflation?
The topic of inflation is getting lots of attention these days. Inflation, for starters, is defined as the decline in ...
Cryptocurrency: Should I invest?
Crypto’s place in a portfolio: Cryptocurrency has an identity crisis. Depending on who you ask, some view it as a ...
Estimating Returns: Hope for the Best, Plan for the Worst
Between 1926-2020, the US stock market return was basically 10% per year. While it’d be great to bank on 10% ...
The Latest Investment Craze: Non-Fungible Tokens
Over the past month nonfungible tokens, or NFTs, have been all over the news. Saturday Night Live even got involved. ...
Lessons from 2020
Lessons from 2020 2020 will be a year we will never forget. From a global pandemic and civil unrest, to ...
2020: Market Review
The year 2020 proved to be one of the most tumultuous in modern history, marked by a number of developments ...
Cosigning a Student Loan: Pros & Cons
Cosigning a Student Loan: Pros & Cons The process of taking SAT/ACT exams, sending out handfuls of college applications, and ...
Webinar: Financial Crash Course For DOCTORS
FINANCIAL CRASH COURSE FOR DOCTORS wHealth Advisors is excited to announce a free webinar to help doctors (and those in ...
The Coronavirus and Market Volatility
The world is watching with concern the spread of the new coronavirus. The uncertainty is being felt around the globe, ...