Category: Planning
This Time Is Different
“This time is different.” It’s a phrase that echoes through every market downturn, every geopolitical shift, every new technological revolution. ...
Designing Your Immortal Financial Plan
In my recent Kiplinger contribution, I explored how longer lifespans may fundamentally reshape important life planning decisions. But those questions point ...
Living Beyond Age 100: A Possibility With Financial Impact
Living beyond age 100 might sound like the stuff of science fiction, but think about how many once-impossible ideas are ...
2025: Key Financial Updates
The new year brings important updates to retirement savings, tax thresholds, and more. Here’s a quick roundup of the changes ...
Life Lessons from the Stock Market
The stock market is often compared to a roller coaster, filled with ups and downs that mirror the unpredictability of ...
Moon Elopes Near Nestle
If you haven’t read about the moon eloping near Nestle, no shame. It hasn’t… yet. If you love anagrams, perhaps ...
How to Destroy Your Wealth
Johnny Carson and Charlie Munger have both given memorable commencement speeches. While most traditional commencement speeches take a stab at bestowing ...
Top 5 High-Leverage Strategies to Maximize Healthspan
In both health and finance, we are the sum of our daily habits. While we can’t control our genetics any ...
Bryan Johnson and the “Don’t Die” Movement
Have you heard of Bryan Johnson? The man who spends $2M/yr optimizing his health and tracking all of his biometrics to reverse his ...
Eight Timeless Insights from Daniel Kahneman
As financial planners, we work with our clients to make the most of their finances, aligning their money to be in ...
The Stock Market is NOT a Casino, it’s a Racetrack
By Dennis McNamara: The stock market is not the casino, it’s the horses on the racetrack. I’ve always balked at ...
Living an Examined Life: 8×3 Days + The Four Ashramas
In my early 20s I lived with a Costa Rican farmer. A seemingly healthy man with a happy disposition, I assumed he ...
Fear Is A Helluva Drug
If you pay any attention to financial punditry, you will always be able to find someone making bold predictions about ...
What Issues Should I Consider At The Start Of The Year?
The beginning of the new year is the perfect time to discuss the various factors influencing your planning. For example, ...
Charitable Contributions in the Season of Giving
As the year winds down and the season of giving takes hold, we wanted to take a moment to revisit ...
To 529, or Not to 529?
…THAT is the question. Like us, you may be debating the best way to save for your child’s education. You ...
Five Financial Myths We Need to Bury
In a world increasingly fueled by clickbait headlines and social media algorithms, easy one-size-fits-all advice and quick hacks get plenty ...
The Great Game of Generational Wealth: Your Guide to Estate Planning
In the immortal words of Benjamin Franklin, “In this world, nothing can be said to be certain, except death and ...
Cybersecurity in the Age of AI
Imagine a world where machines can think, learn, and adapt at lightning speed, transforming our lives in ways we never ...
Dennis McNamara Invited to Join the Kiplinger Advisor Collective
Incredibly honored to share that I’ve been invited into the Kiplinger Advisor Collective, joining a brain trust of financial experts ...
FDIC Refresh: Are you covered?
While many were watching the Oscar’s, finance fans were watching the implosion of Silicon Valley Bank (SVB), the 16th largest bank ...
WTF, SVB?! A TL;DR
While many were watching the Oscar’s, finance fans were watching the implosion of Silicon Valley Bank (SVB), the 16th largest bank ...
A Looming Debt Ceiling
If you follow business/financial news at all, it’s likely that you’re aware of the looming debt ceiling crisis. In this month’s ...
SECURE 2.0 Act: If You Don’t Know, Now You Know
On December 23, 2022, Congress passed the SECURE 2.0 Act. This comes roughly three years after the original SECURE Act which was ...
Preparing Children for their Financial Future
Preparing children for their financial future is a key concern of many parents. A a follow-up to last month’s contribution ...
Preparing Young Adults for their Financial Future
With back-to-school right around the corner, we wanted to use this blog to address preparing young adults for their financial ...
The Dreaded “R” Word
Probably like you, we’re hearing the dreaded “R” word – recession – being referenced quite a bit lately. In fact, ...
Living Your Eulogy Virtues
Awhile back in our piece on Minimalism we touched on the topic of death. Inspired by John’s January newsletter reflections ...
New Year’s Resolutions
For the 50% of your that feel like Michael Scott, this may not be for you. However, If you’re one ...
End of Year Planning
Some end-of-year housekeeping and planning strategies to close out the year on a good note: Review your portfolio: with upcoming ...
Estimating Returns: Hope for the Best, Plan for the Worst
Between 1926-2020, the US stock market return was basically 10% per year. While it’d be great to bank on 10% ...
Lessons from 2020
Lessons from 2020 2020 will be a year we will never forget. From a global pandemic and civil unrest, to ...
Cosigning a Student Loan: Pros & Cons
Cosigning a Student Loan: Pros & Cons The process of taking SAT/ACT exams, sending out handfuls of college applications, and ...
Webinar: Financial Crash Course For DOCTORS
FINANCIAL CRASH COURSE FOR DOCTORS wHealth Advisors is excited to announce a free webinar to help doctors (and those in ...
All 529s Are Not Created Equal
At wHealth Advisors, we strive to educate our clients that the location of their assets is often just as important ...
The Next Recession and What We Can Learn from the Tour de France
Written by: Dennis McNamara For the second year in a row I am a daily listener to Lance Armstrong’s podcast ...
Trump’s Executive Order on Retirement: What You Should Know
Written by: John Munley Out of all of President Trump’s colorful tweets recently, the one that caught our attention was ...
The Path to Awesome: Top Three Financial Habits to Help You on Your Way – Part 3
Written by: John Munley Build Good Credit, Early. This is the third part of our three-part series on The Path ...
The Path to Awesome: Top Three Financial Habits to Help You on Your Way – Part 2
Written by: John Munley Last week, I shared some advice I want to gift to my young daughters about establishing ...
The Path to Awesome: Top Three Financial Habits to Help You on Your Way – Part 1
Written by: John Munley My daughter recently had her moving up ceremony during which she and her class celebrated “graduating” ...
So Your Teenage Got Her First Job – Now What?
Written by: John Munley My twin daughters got their first real jobs last summer, a common rite of passage through ...