Category: Personal Finance
2025: Key Financial Updates
The new year brings important updates to retirement savings, tax thresholds, and more. Here’s a quick roundup of the changes ...
Moon Elopes Near Nestle
If you haven’t read about the moon eloping near Nestle, no shame. It hasn’t… yet. If you love anagrams, perhaps ...
How to Destroy Your Wealth
Johnny Carson and Charlie Munger have both given memorable commencement speeches. While most traditional commencement speeches take a stab at bestowing ...
Eight Timeless Insights from Daniel Kahneman
As financial planners, we work with our clients to make the most of their finances, aligning their money to be in ...
The Stock Market is NOT a Casino, it’s a Racetrack
By Dennis McNamara: The stock market is not the casino, it’s the horses on the racetrack. I’ve always balked at ...
Fear Is A Helluva Drug
If you pay any attention to financial punditry, you will always be able to find someone making bold predictions about ...
Comprehensive Guide to Preventive Health Screenings: Benefits, Costs, and Options
Preventive health screenings and treatments are essential tools for those looking to take a proactive stance on their health. These ...
What Issues Should I Consider At The Start Of The Year?
The beginning of the new year is the perfect time to discuss the various factors influencing your planning. For example, ...
Charitable Contributions in the Season of Giving
As the year winds down and the season of giving takes hold, we wanted to take a moment to revisit ...
An Ode to Costco: Mastering Healthy Eating Without Going Broke
With the holiday slew of gift-giving, family meals, and festive gatherings on the horizon, savvy shoppers will inevitably seize on ...
To 529, or Not to 529?
…THAT is the question. Like us, you may be debating the best way to save for your child’s education. You ...
Five Financial Myths We Need to Bury
In a world increasingly fueled by clickbait headlines and social media algorithms, easy one-size-fits-all advice and quick hacks get plenty ...
The Great Game of Generational Wealth: Your Guide to Estate Planning
In the immortal words of Benjamin Franklin, “In this world, nothing can be said to be certain, except death and ...
Cybersecurity in the Age of AI
Imagine a world where machines can think, learn, and adapt at lightning speed, transforming our lives in ways we never ...
Dennis McNamara Invited to Join the Kiplinger Advisor Collective
Incredibly honored to share that I’ve been invited into the Kiplinger Advisor Collective, joining a brain trust of financial experts ...
A Cautionary Tale: Baby Boomers Want a Do-Over
A recent study by Annuity.com reported that if Baby Boomers could go back and make different choices, most would prioritize their health ...
FDIC Refresh: Are you covered?
While many were watching the Oscar’s, finance fans were watching the implosion of Silicon Valley Bank (SVB), the 16th largest bank ...
WTF, SVB?! A TL;DR
While many were watching the Oscar’s, finance fans were watching the implosion of Silicon Valley Bank (SVB), the 16th largest bank ...
A Looming Debt Ceiling
If you follow business/financial news at all, it’s likely that you’re aware of the looming debt ceiling crisis. In this month’s ...
SECURE 2.0 Act: If You Don’t Know, Now You Know
On December 23, 2022, Congress passed the SECURE 2.0 Act. This comes roughly three years after the original SECURE Act which was ...
AI Wrote This Blog
For this month’s contribution, we allowed AI to write this blog. A few weeks back I learned about the artificial ...
Preparing Children for their Financial Future
Preparing children for their financial future is a key concern of many parents. A a follow-up to last month’s contribution ...
Preparing Young Adults for their Financial Future
With back-to-school right around the corner, we wanted to use this blog to address preparing young adults for their financial ...
The Dreaded “R” Word
Probably like you, we’re hearing the dreaded “R” word – recession – being referenced quite a bit lately. In fact, ...
The Changing Longevity Landscape
Living beyond age 100 may become commonplace. Now, before I go down this rabbit hole, a disclaimer: Extending lifespan beyond ...
The Federal Reserve’s Toolkit + Market Hangover
The Federal Reserve’s toolkit consist of two blunt tools: the fed funds rate + quantitative easing. In this month’s contribution ...
The SEC Finally Enforces ESG
With Earth Month upon us, we’re happy to report one small, incremental bit of progress in finance: The Securities and ...
When Worlds Collide
Investors need to be prepared for when worlds collide. Collisions – whether they be on a macro level (like war, ...
Finances for Fathers: Episode 64 of the Dad.Work Podcast
Dennis McNamara had the opportunity to connect with Curt Storring, the host of the Dad.Work podcast, in a wide ranging ...
The 101 on I Bonds
Before diving into a 101 on I Bonds, let’s first acknowledge that they’re the most boring investment that we’re recommending ...
New Year’s Resolutions
For the 50% of your that feel like Michael Scott, this may not be for you. However, If you’re one ...
End of Year Planning
Some end-of-year housekeeping and planning strategies to close out the year on a good note: Review your portfolio: with upcoming ...
The Role of Alternative Investments in Your Portfolio
For decades, pundits have taken a stab at writing the obituary for the traditional 60/40 portfolio (i.e. 60% stocks/40% bonds). ...
Federal Tax Proposal – A Summary
The Biden administration recently announced a number of tax proposals to fund new government investments. The current version may not ...
S&P Gains 100% from March 2020 Low: Now what?
After hitting “rock bottom” following global shutdowns related to the coronavirus in March 2020, the S&P 500 has roared ever ...
Beware of Financial Scams
A personal contact shared a story with us regarding their friend who recently fell victim to an online gift card ...