Tag: taxes
Second Homes: The Real Return
I’ve noticed a pattern among clients. Many of our clients under 45 are searching for – and actively buying – ...
Yield-Maxxing
When it comes to fixed income investing, some investors prefer safety at all costs. Others want to squeeze every last ...
The Social Security Decision Isn’t About Social Security
With one piece of critical information, I can tell you exactly when to claim your Social Security. Ok… ready? When ...
No Taxation Without…
As a financial planner, I spend a lot of time thinking about taxes. So heading into the Fourth of July, ...
Tax Alpha: The Most Overlooked Investment
In investing, “alpha” refers to excess returns. Few opportunities may offer more of it than thoughtful tax planning. This week ...
The 4 Tiers of the Liquidity Ladder
I was recently reading an article that referenced Pledged Asset Lines (PALs). Familiar with these? A PAL is a line ...
Real Returns Are All That Matter
In 1980, a certificate of deposit (CD) briefly yielded nearly 19%. Just imagine that offer today: a risk-free 19% yield. Not even Bernie Madoff ...
One Big, Beautiful Bill: 9 Key Provisions (+ Macro Concerns)
At the time of this writing (July 4th, right before I step away for vacation!), the Senate and House have ...
2025: Key Financial Updates
The new year brings important updates to retirement savings, tax thresholds, and more. Here’s a quick roundup of the changes ...